Credit Union CD Rates San Diego
Share Certificates are an essential tool for savvy savers looking to maximize their returns while keeping their money safe.
Our 6-Month and 12-Month Share Certificates offer competitive rates of as high as 4.59% APY*, helping you grow your savings faster than ever before.
With our Share Certificates, you can start earning more interest right away!
View Rates
($2,000 - $9,999)
| Term |
Rate |
APY |
| 6 months |
4.00% |
4.07% |
| 12 months |
4.50% |
4.59% |
($10,000 - $49,999)
| Term |
Rate |
APY |
| 6 months |
4.00% |
4.07% |
| 12 months |
4.50% |
4.59% |
($50,000+)
| Term |
Rate |
APY |
| 6 months |
4.50% |
4.59% |
| 12 months |
4.50% |
4.59% |
Money Market Rates San Diego
By investing in a Share Certificate, you are making a proactive choice to secure your financial future. Whether you're saving for a down payment on a house, planning for retirement, or simply looking to build wealth, a Share Certificate can help you reach your goals.
Open an Account
- 6-month Short-term certificate: Earn a quick return on your investment, generally payable or reaching maturity in less than one year.
- 12-month Long-term certificate: Invest your money securely for longer than one year and receive a higher rate of return.
Minimum opening deposit: $2,000
Insured by NCUA. Multiple certificate terms available. High-dividend yield.
*Annual Percentage Yield (APY) is accurate as of 07/26/2023. A penalty may be imposed for early withdrawals. Early withdrawals and fees may reduce earnings. Terms and conditions disclosures available at account opening. Minimum deposit of $2,000.00 required to open an account and obtain APY. Offer may be withdrawn at any time and rates are subject to change without notice. Federally insured up to $250,000 by NCUA.
What is the difference between CDs and Share Certificates?
Certificates of Deposit (CDs) and Share Certificates are both deposit accounts where your money can grow at a fixed rate for a predetermined period of time. Both are low-risk and federally insured products designed to give you a better rate on your deposits than typical savings accounts. The main difference between them is that CDs are offered by for-profit banks, whereas Share Certificates are offered by member-owned, not-for-profit credit unions.