Skip to main content

VISA® Contactless Payment

Tap to pay for a secure, convenient and touch-free way to checkout.

Make quick, secure, and convenient purchases with a simple tap.

Tap to Pay With your Cabrillo VISA® Card

Experience Safer, Speedier Transactions.


Here's all you need to know to tap to pay with confidence:

Look

Check for the Contactless Symbol  on the store’s terminal. Contactless payments are secure.

Tap

When prompted, bring your card or mobile device within a few inches of the Contactless Symbol  on the terminal. 

Go

Your payment is securely processed in seconds. Once your payment is confirmed, you’re good to go!

 

What is VISA® Contactless Tap to Pay?

Tapping to pay with a VISA® contactless card or payment-enabled device is a secure and convenient way to make everyday purchases. It gets cardholders through checkout quickly with a simple way to pay. Tap to pay is now accepted at thousands of merchants in the US, including grocery stores, gas stations, convenience stores, pharmacies, restaurants, and other businesses.

Tapping to pay with your Cabrillo Credit Union VISA® Card contactless card is a secure, convenient and touch-free way to make everyday purchases. It gets you through contactless-enabled checkout quickly with a secure and touch-free way to pay. 

Secure

Your contactless card uses the same dynamic security as a contact chip card, so you know it's a secure way to pay!

Conveniet

No need to insert your card or swipe it. Just tap your card over the Contactless Symbol on the checkout terminal.

Touch-Free

Tapping to pay with your contactless card can help you avoid touching surfaces at checkout.

 

Where can I use my contactless card?

You can tap to pay wherever you see the Contactless Symbol at checkout. Millions of merchants around the world accept contactless payments, including fast food restaurants, grocery stores, pharmacies, and more. If you don’t see the Contactless Symbol, you can still use your contactless card by inserting it at a chip‑enabled terminal or swiping at a magnetic strip terminal. 

 

Visa and Visa Signature are registered trademarks of Visa International Service Association.

*Apple Pay® is a trademark of Apple, Inc., registered in the U.S. and other countries.Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay support page for compatibility information. Google Pay™ is a trademark of Google LLC.

**Cabrillo Credit Union cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

Related FAQs

Contactless payments are transactions made by tapping either a contactless card or payment-enabled mobile or wearable device over a contactless-enabled payment terminal. Cards, phones, watches and other devices use the same contactless technology.

Tapping to pay with a contactless card helps you avoid touching surfaces at checkout. It’s safe, easy and secure — perfect for places like fast-food restaurants, grocery stores, coffee shops, vending machines, taxis and more. Tapping to pay is also secure because just like a chip card, each transaction is accompanied by a one-time code that protects your payment information. Unlike cash, tapping to pay provides an electronic record of your purchases and gives you all the great functionality and convenience of a Visa card.

Contactless cards will contain the Contactless Indicator on the front of the card.

Contactless payment-enabled devices will display the Contactless Symbol

Follow these 3 steps:

  1. Look – Make sure your card has the Contactless Indicator on it, then find the Contactless Symbol at checkout.
  2. Tap - When prompted, simply tap your Visa contactless card over the Contactless Symbol to make a payment.
  3. Go - Your payment is processed in seconds. Once your payment is confirmed, you’re good to go.

Tap to pay uses short-range wireless technology to make secure payments between a contactless card or payment-enabled device and a contactless-enabled checkout terminal. When you tap near the Contactless Symbol , your payment is sent for authorization.

No, actual tapping is not necessary. Your card needs to be within 1-2 inches of the Contactless Symbol to initiate a payment. It works best when your contactless card is held flat over the Contactless Symbol , versus held at an angle.

One to two seconds should do it.

Once you are prompted to pay (by the cashier, a light on the checkout terminal, etc.), place your card within 1-2 inches of the Contactless Symbol on the terminal and follow the prompts.

Contactless payments, including those made with Visa contactless cards, Google Pay and Apple Pay, use the same NFC (Near Field Communication) technology. Samsung Pay, however, works with both NFC technology and MST (Magnetic Secure Transition) technology, which can be used anywhere you can swipe.

Yes. If you don’t see the Contactless Symbol on the checkout terminal, you can still swipe or insert your contactless card, just like any other Visa card.

Yes. You can tap to pay at millions of places around the world, wherever you see the Contactless Symbol . In countries like Australia, Canada, the UK and France, over half of retailers currently accept contactless payments. If tapping to pay is not available at a location, you can simply swipe or insert your Visa contactless Visa card at checkout.

Yes. Just like with a chip card, each transaction is accompanied by a one-time code that securely protects your payment information.

The card securely transmits information including the account number, expiration date, and a unique one-time code that changes for every in-person transaction and encrypts your payment information. The unique code is different from the code encoded on the magnetic stripe of a Visa card.

No. The technology behind tapping to pay requires the merchant to initiate the payment. Next, the contactless card must be tapped or held within 1 - 2 inches of the contactless-enabled terminal in order for a transaction to take place.

No. Contactless-enabled checkout terminals will only communicate with one card at a time. If you have more than one contactless card in your wallet, you should tap the individual card you want to use, rather than tap your whole wallet.

Bank anywhere, anytime, with the Cabrillo mobile banking app

Download our mobile app today:

Download on the App Store

Get it on Google Play

Clicking on this image will take you to our eBranch and Mobile Banking webpage.