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Checking Accounts

Receive your VISA® Debit Card.

Contactless transactions and peace of mind with every purchase.

 

Online Account Opening 

Checking account with cash access and secure purchasing.

Checking account holders will receive a complimentary Cabrillo Credit Union contactless VISA® Debit Card.

Ready to open a Cabrillo Credit Union Checking Account? 

Open an Account   

Cabrillo VISA® Debit Card

 

Cabrillo VISA® Debit Card Benefits

  • Free VISA® contactless debit card with EMV chip for enhanced security
  • Tap to pay is available. Instant, easy transactions with just a tap on a card reader - look for the icon
  • Contactless transactions are safe and secure
  • Easily track and manage your money
  • Access 30,000 fee-free Co-op ATMs nationwide
  • Add your debit card to digital and mobile wallets - Apple Pay™, Google Pay™, and Samsung Pay™
  • VISA's Zero Liability Policy*

Your Cabrillo VISA® Debit Card is accepted at millions of locations worldwide — at places like department stores, grocery stores, restaurants and gas stations. You can even use your Cabrillo VISA® Debit Card for online shopping and to pay your bills.

Open an Account   

 

Ways to use your Cabrillo VISA® Debit Card

 

Digital Wallet Ready

Add your card to your Apple®, Google® or Samsung® wallet for on the go convenience.

Contactless Enabled Cards

Just tap and go! Enjoy a faster, easier and secure way of paying.

Automatic payments

Set up one-time or recurring payments for all your bills so nothing goes unpaid.

 

You can do a lot with your Cabrillo VISA® Debit Card:

Cabrillo VISA® Debit Card is the easy way to pay. Just swipe, wave, insert, hand your card to the cashier or use your phone to pay. Save time by skipping trips to the ATM, plus paying with  VISA® Debit Card is faster than writing a check.

Simple, secure, easy to use - Cabrillo VISA® Debit Card
ONLINE & MOBILE BANKING Manage your money online. Make deposits on your mobile device, and see your available balances immediately.
DIRECT DEPOSIT Want to get your money faster? Setting up direct deposit is really easy.
AUTOMATIC BILL PAY Set up automatic, recurring transactions so you never accidentally miss another payment.
CARD CONTROLS Card Controls gives you complete control of your Cabrillo cards, using your smartphone.
ACCESS TO OVER 30,000 ATMS Thanks to the CO-OP Network®, you can access ATMs nationwide surcharge-free.
ALERTS & EDOCUMENTS Set up email alerts to track what you need to know, and get all your account statements electronically.
CHIP CARD SECURITY Our debit cards are equipped with EMV chip technology to protect your money – and your identity.
ROADSIDE SERVICE Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.
ID PROTECTION

Help protect your identity with ID Navigator Powered by LifeLock: a free benefit to Visa cardholders.
CREDIT SCORE

Raise your credit score with Dovly Uplift at no cost to you!
CUSTOMER ASSISTANCE Cardholder Inquiry Service and Lost/Stolen Card Reporting.

 

Manage your card anywhere with Card Controls

Cabrillo's easy to use tool to protect your debit card 

Card Controls gives you complete control of your Cabrillo cards, using your smartphone. Turn off your cards when you aren't using them to prevent fraud. With the easy switch of a button, you can turn your cards on to use them.

You now have access to all these benefits:

  • Turn cards on and off
  • Restrict types of purchases made 
  • Receive and respond to instant transaction alerts 
  • Enter and edit international travel events 
  • Set location services to deter fraudulent activity 
  • Limit spending amounts to help reach your budget goals 
  • Set card alerts to monitor purchases and take immediate actions 

You can access Card Controls via ebranch mobile app or online banking. For more information, please contact a Virtual Branch Representative.

Leave your card at home by adding it to your Apple Pay®, Google Pay™, or Samsung Pay™ mobile wallet.

Our Cabrillo VISA® Debit Card offers a seamless payment experience.

Open an Account   

Click here to view our Membership Agreement Effective 6/17/2024.

Visa and Visa Signature are registered trademarks of Visa International Service Association.

*With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used. You must use care in protecting your card and you must notify us immediately of any unauthorized use.

**Apple Pay® is a trademark of Apple, Inc., registered in the U.S. and other countries.Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay support page for compatibility information. Google Pay™ is a trademark of Google LLC.

Related FAQs

With VISA Debit cards you can make purchases directly from your checking account anywhere that accepts VISA Debit cards, plus:

  • Your purchases and ATM withdrawals are deducted directly from your checking account; just be sure you have adequate funds at the time of purchase.
  • You can review your purchases on your monthly checking account statement or through online banking for easy budget management and better financial control.

VISA Debit cards offer many important benefits:

  • It’s easier than cash or checks. There’s no need to fumble with change and it gives you immediate access to your checking account.
  • It gives you security. Purchases made with VISA Debit cards receive VISA security protection, including fraud prevention, detection and resolution.
  • Simplified budget management. Your purchases are deducted directly from your checking account and you can check your account balance and review the purchase details on your monthly statement or through online banking (if available).
  • It’s accepted worldwide. VISA Debit cards are accepted at millions of locations around the world — even when you travel outside the U.S.

While an ATM card only accesses funds from your savings account, the VISA Debit card also gives you a fast, easy and secure way to make purchases anywhere VISA is accepted. Plus:

  • Convenience – It’s safer than carrying cash and faster than writing checks.
  • Security – With VISA Debit cards you receive VISA security and protection benefits, like VISA’s Zero Liability policy.*

Unlike a credit card (which accesses a line of credit), the VISA Debit card is tied to your checking account and purchases come directly from the account. This means that you don’t incur an interest charge and can’t spend any more than the amount in your checking account.

You can use a VISA Debit card to make purchases online and even pay monthly bills.

VISA Debit transactions can be completed in three ways — and the purchase amount is deducted directly from your checking account.

  • For purchases at merchant locations: Just use the card terminal or your smartphone.
  • For online purchases: Submit your card information online and count on the security of VISA.
  • For cash back: Get cash at select merchants using your personal identification number.

Yes. You can keep track of your balance with simplified budget management. Your monthly checking account statement will detail all of your VISA Debit transactions, including where and when each purchase was made. Plus, Cabrillo offers other online banking tools you can use to track daily balances online.

Typically, you use a VISA Debit card to make a purchase. Transactions can be signature-based,  PIN-based or, PINless, depending on the  transaction amount. 

The transaction information is sent to the  processing network and your financial institution. Then the purchase amount is deducted directly  from your checking account. NOTE: It can take 1-2 days for certain transactions to post to your account.

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