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Financial Education

Zelle: Utility Scams

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The scammer poses as a representative from your power or water company and threatens to turn off your services unless you send payment right away or provide some important personal information.

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Zelle: Phishing Scams

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You’ve probably heard of phishing. But do you really know what it is - and more importantly, how to protect yourself from falling victim to it?

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Zelle: Pay Yourself Scam

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The gist of the scam is that someone pretending to be a representative from your bank or credit union tells you that there has been a fraudulent transaction and in order to stop it, you need to send yourself money with Zelle®.

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Strong Passwords Tips

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We rely on passwords to protect our financial and personal information. Weak passwords can be a significant vulnerability, but strong passwords are your first line of defense against cyber threats.

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Mortgage Terms Glossary

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Dive into our extensive mortgage glossary of home financing, from adjustable-rate mortgages to credit scores. Whether you're a first-time homebuyer or a seasoned investor, our glossary provides valuable insights to help you make informed decisions in the complex realm of mortgages.

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Security and Fraud Prevention: Debit Card

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Learn how Visa and smart debit card practices can protect your transactions from fraud. Discover essential tips and Visa's security features to keep your financial information safe.

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Credit Union Certificate of Deposit Rates

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A CD calculator is a tool that shows the amount you’ll earn on a CD after it matures. In exchange for locking away your funds for a set period of time, banks typically give relatively high annual percentage yields (APYs) that are guaranteed. Unlike in the stock market, you can count on these returns.

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Credit Union CD Rates

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A CD calculator is a tool that shows the amount you’ll earn on a CD after it matures. In exchange for locking away your funds for a set period of time, banks typically give relatively high annual percentage yields (APYs) that are guaranteed. Unlike in the stock market, you can count on these returns.

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San Diego CD Certificate Calculator

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A CD calculator is a tool that shows the amount you’ll earn on a CD after it matures. In exchange for locking away your funds for a set period of time.

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How will the value of my CD change over time?

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The amount of interest you can earn in a certificate of deposit (CD) can vary based on several factors, including current interest rates, the financial institution offering the CD, and more. Typically, once you deposit your money into a CD, the interest rate is fixed for the entire term of the CD. Early withdrawals may result in penalties and reduce the value of the CD.

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