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Checking

Free Checking...

No catch, no monthly fees, no direct deposit necessary. Plus, you have unlimited use of 30,000 CO-OP Network ATMs across the U.S. and Canada!

Benefits of Advantage Checking

  • NO monthly fees
  • NO minimum balance
  • FREE account access online through eBranch
  • FREE online eStatements and images of cleared checks
  • FREE Bill Payment
  • And more
Some restrictions may apply.

Setting up Direct Deposit is Easy

Simply provide account and routing number as they appear on your checks.

Direct deposit check example showing routing number and account number

Or use this form to set up direct deposit or ACH transactions. Your account number must include the share ID for all electronic transactions.

Cabrillo Credit Union Routing Number: 322274488

Recognized as one of America's Best
Regional Banks and Credit Unions 2025

by Newsweek and Plant-A Insights Group