Find the Best HELOC Rates in San Diego
Cabrillo Credit Union will help you Find the Best HELOC Rates in San Diego.
Our HELOC provides you with financial flexibility, allowing you to borrow funds as needed and pay them back over time. With competitive rates and a credit limit determined at closing, you can access the funds you need for your next project or purchase.
Loan Amount |
Up to $100,000 |
Term |
Up to 180 months |
Rate |
Variable |
Rates as of January 1, 2024
Other Terms
Rate can adjust monthly, but will never increase or decrease by more than 2% per year and is limited to a maximum interest rate of 10% greater than the initial rate. Minimum annual percentage rate is as low as Prime plus 0.50%. Loan offers a 10 year draw period and a 15 year repayment. Balloon payment due on any unpaid balance at maturity date. 80% LTV maximum. Property must be in California and owner occupied. Please consult your tax advisor for possible tax benefits. Rates subject to change. A Home Equity Line of Credit (HELOC) is a loan on your home and the amount of the loan is determined by the equity available.
What is A Home Equity Line Of Credit?
A Home Equity Line of Credit is a revolving loan with a variable rate. Like a traditional home equity loan, a line of credit taps into the equity in your home, but can be used on an ongoing basis. If you’re wanting to make continuous upgrades to your home, especially over a long period of time, a Home Equity Line of Credit (HELOC) is a more efficient way of managing your home’s equity, plus there are NO FEES!*
A HELOC is an easy and affordable way to:
- Remodel your kitchen or bathroom
- Install solar panels
- Landscape your home
- Consolidate other debt
It is also a great "safety net" for life's unexpected emergencies.
Apply Today
Ready to unlock your home's equity? Apply for a HELOC with Cabrillo Credit Union today and gain the financial flexibility you need to achieve your goals.
Don’t miss out! Our HELOC is a great way to tap into the equity in your home, without having to refinance your mortgage.
To apply for a loan, click here.